Tree Insurance & Claims

We understand that dealing with the aftermath of a tree-related disaster can be overwhelming, especially if your home or business has been damaged. That’s why our team of certified tree experts is here to help. Billy Hummer’s Tree Service & Stump Grinding, we help property owners with all aspects of their insurance claims, from start to finish. We’ll review your policy, identify any coverage you may be entitled to, and help you navigate the entire claims process. Give us a call at 859.644.7392 today to get started.

One of the biggest concerns we hear from customers is whether or not their home or business insurance will cover the cost of tree removal and repair. The answer to this question depends on several factors, including the type of damage, the cause of the damage, and your specific policy coverage. At Billy Hummer’s Tree Service & Stump Grinding, our decades of experience in the industry enable us to help you understand your coverage and get the most from your claim. We understand the ins and outs of the insurance claims process and will work tirelessly to get you the maximum settlement possible.

Will Property Insurance Cover the Damage?

It’s important to remember that every insurance policy is different, so it’s always best to ask before assuming anything. That being said, most standard homeowners insurance policies will cover damage caused by falling trees or limbs, due to severe weather like hurricanes, windstorms, or tornadoes.

However, coverage for damage caused by trees may be limited to certain circumstances. For example, if a tree falls on your home or business unexpectedly due to high winds, your policy will likely cover the cost of removal and repairs. However, if the tree was already dead or dying when it fell, you may only be covered for a portion of the cost or you may not be covered at all.

Insurance adjusters will also take into account whether or not the tree was properly maintained before the incident occurred. If it’s determined that the tree wasn’t properly cared for and this contributed to the damage, your claim may be denied entirely. It’s important to understand that a property insurance policy is designed to cover sudden and accidental events, not long-term damage that could have been prevented with proper maintenance.

Reviewing Your Policy with an Expert

The best way to determine what your policy covers is to review it with an expert. At Billy Hummer’s Tree Service & Stump Grinding, we have years of experience working with insurance companies and adjusters, so we know what to look for when reviewing a policy. We’ll help you understand your coverage and answer any questions you may have about the claims process.

Some insurance companies are notoriously difficult to work with, which is why it’s important to have an expert on your side. We’ll be your advocate throughout the entire process and do everything we can to get you the settlement you deserve. There are times when an insurance company will try to lowball a settlement offer, but we’ll make sure you’re fairly compensated for your damages.

What to Do After a Tree Falls on Your Property?

If you’ve been a victim of a tree-related disaster, the first thing you should do is call Billy Hummer’s Tree Service & Stump Grinding. We’ll come out to your  property to assess and document the damage, handle debris removal, and make sure your property is safe to occupy.